Using dashes, keywords in the file names. Need help.

Can using the keyword a couple of times be spammy.(Title,url,file name.)

[frenzy77]

Hi everyone:)

I have a few questions. Hope you don't mind:)

Q.1. I was creating some file names for my website. As far as SEO goes can using a keyword become to spammy? For example, I placed a keyword in the title bar, the same one in the file name along with some dashes and my domain name has it already.

Ex. creditwidget.com/resources-credit-1.htm

Q.1. Is the use of the keyword "credit" too much? *It is once in the *title* under "Credit resources", then it's in the *url* creditwidget.com and finally in the *file name* under:
creditwidget.com/resources-credit-1.htm

Q.2. Is this too much or am i doing right?

I've used the dashes in the file name to separate the keyword and hopefully from what i've read i've created a keyword phrase with the url. I think this is how it's done.
Q.3. Am i right or on the wrong track?
Q.4. Can you point out if it's done right?

frenzy77

[Ove]

Hi

Here is some info about this topic
[webmasterworld.com...]

Look around here and you will find your answer you need. [webmasterworld.com...]

/Ove