SEO and Keywords in File Name

[simondev3]

I've read this post: [webmasterworld.com...]

but does this address seo? Is it worth having your keywords in the filename? Is this considered spam?

i.e.:

www.mycompany.com/widgets
vs.
www.mycompany.com/widgets/widgets.php
or
www.mycompany.com/products/widgets.php

thanks,

[caveman]

Ummm, I believe this is considered intelligent webmastering that also provides user friendly url's...with the possible exception of: www.mycompany.com/widgets/widgets.php