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In other words, if I have a link on a page (with a PageRank0) located on another domain with the link text "Wedding Services By Christyl" would I still get "credit" for the keywords in that link or not?
PR as shown by the toolbar is still not always updated/correct. So the real PR may be higher, thus may count more for keywords.
Have a good read through this forum for all the first SEO steps.