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[edited by: lorax at 9:47 pm (utc) on April 27, 2005]
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Basically, your shagged, there is nothing you can do so kiss goodbye to the cash.
Didnt you suspect something was wrong?
I'm in a similar line of business and we must receive 2-3 orders a week like this, I dont reply, just toss them in the bin, which is what you should of done.
Also, sorry to say but this posting is probably not going to be of news to any readers here. It's a constant joke in the industry.
There are numerous threads here about all the tell-tale signs - Nigeria, Indonesia, Ghana, etc., use of multiple cards, unwillingness to give the card to you until the moment they want you to ring it up (so the card hasn't been canceled), etc.
There is no need to sell to third world countries. You won't make money from them. How do I know that? Because most of the world's largest, most sophisticated retailers only ship to NA, West Europe, Maybe HK, Japan and the Pacific. No Africa at all. Mexico perhaps. Not sure about South America.
Wal-Mart, the last I checked, doesn't even ship to CANADA! (I'm sure it has nothing to do with fraud, tho)
I probably turned down $1 million in Nigerian orders last year. I doubt that one of them was legitimate.
I think, these numbers:
> International Credit Card Validation
> Visa 800-847-2911
> M/C 800-307-7309
along with, for example "FBI credit cards [anti]fraud department" (or whatever its name is) would be of a great help for many of us :)
True. I've shipped a few iffy small orders to coastal-cities forwarders without problems.
Phone number for verifying Nigerian/Indonesian cards:
There are visa central numbers for France , UK ,Germany etc they are the ones that used to be called when you hired a car to confirm your balance ..In Europe I think that visa central at least is at home ( in Ireland )reachable via freephone numbers that depend on where you are ..
Your bank can get the number for you that is nearest to your for credit card verification ..
These two are only good for the USA...
as you have taken a customer not present transaction they can reverse it at any time.
often stolen card numbers remain 'valid' for a while until someone notices, so you could be lulled into a false sense of security.
However there could be a forum with phone numbers for all major countries (although that could be a very large thread), and i'm sure this is what grandpa meant.
Hubcap, every online merchant probably gets bitten once w/ Nigeria or Indonesia fraud order - consider it your initiation rites, so don't feel bad.
Actually, international cc fraudster has gotten more and more sophisticated. It's harder to spot them when they use a transshipper (i.e. business w/ USA address that forwards packages to foreign countries).
We've also seen an order from an Indonesian city, with Japan as the country. The postal system (I don't know whether it's US or Japanese) is smart enough to figure out that it should have been shipped to Indonesia, and forwards it to the fraudster.
Another type is sending check drawn in US funds from foreign banks. We've had an experience with Canadian fraudster whose lifelihood is buying small amounts of goods (not large orders) via check. The check bounced, of course, and when we called the Canadian police, they even know about him but can't do anything since no one is willing to fly up to Canada & file a charge for a measly hundred or so bucks... So, he goes on & on ripping off merchants for a looong time...
Some of these individuals are making me out to be a complete fool for filling such an order. Don't you guys think that if I suspected something, I would have backed off from it? The first order I filled for this guy was legitimate. The credit card was in the person's name with a Lagos, Nigeria address. The only thing that was off was the zip/postal code. And that $200+ transaction went fine with no problem. And that was over 2 months ago. But for the next purchase they gave a different credit card. I didn't think anything of it. I personally have many credit cards and I use each one. So why should I think that I was being hung?
Comments like "Gawd I hope his insurance company isn't MY insurance company. We've had enough rate increases for stupid reasons. I just dont have much sympathy for stupidity that costs me money and leads to more African spam." are really uncalled for. I posted here for advice & help, not sacrcasm & criticizm. Believe me, there WILL be more people after here and you WILL be posting these same messages over & over again. Credit Card fraudsters are just like auto mechanics .. it's not simply enough to know how to fix cars up to the 80's; you have to keep educating yourself to fix newer cars each year or you'll be out of business. That's the same way it is and will always be with CC fraud. They'll keep streamlining & enhancing their techniques to keep up with the times.
I'm surprised that the first order was fine - very unlikely that anyone from Lagos would buy hubcaps all the way from the US.
It is possible that the legitimate owner of the credit card just didn't notice the fraudulent charge. Many people here just don't bother to read over their statements...
The odor of fraud is all over most of these orders. Don't worry about the one sophisticated scammer in a thousand (like that Canadian bad check passer). As with most crimes, 99% of crooks are idiots and can be spotted a mile off.
Watch out for huge orders to unsavory places that want fast, price-is-no-object express shipping, and you will eliminate almost all fraud. Use the telephone and google to check out people and companies. Be quick to say no.
Didn't you wonder why a store in Lagos Nigeria wanted 30 Corolla hub caps...fast?
thing is, nigeria is the most corrupt country in the world and there is so much information on the internet about nigerian credit card fraud that there is no excuse for missing it. it's part of your job as a businessman and a merchant to find out things like this. there is much more to being a businessman / merchant than having the ability to tap a few numbers into a credit card terminal ............
>>The first order I filled for this guy was
>>legitimate. The credit card was in the person's
>>name with a Lagos, Nigeria address.
extremely unlikely because mastercard and visa do not issue credit cards in nigeria. check the visa / mastercard websites for card issue countries. it's clear as day. no questions, no ifs, no buts.
i'll bet the card belonged to someone with an american / english sounding name. that would be the name of the real cardholder almost certainly in the USA. the nigerian that placed the order has a completely different name.
you've been stung big time. the nigerians think you a fool and will come back again and again. they will tell their friends and they will place orders as well. be very careful ........ also watch out for them placing orders with delivery to shipping agents / forwarding addresses in the US .......
>>That's the same way it is and will always be with
>>CC fraud. They'll keep streamlining & enhancing
>>their techniques to keep up with the times.
this wasn't a new or sophisticated fraud - it was the most basic credit card fraud, very common, been used over and over for years. they'll use it again and again because it works. they know merchants don't bother finding out about credit card fraud .........
The Nigerians have a word for the suckers they scam, Muguman. Look up that word in Google.
By the way, there are several Western websites devoted to scamming the scammers. It is a hobby for some westerners to get even with those who try to pull off Nigerian letter ("section 419 scams"). A few have even turned the tables by getting money FROM Nigerians.