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Perhaps it's an IP geolocation thing, as I am in Canada.
Can you all see this?
With the PayPal Account Optional feature, your customers who are new to PayPal will no longer be required to create a PayPal account to complete a purchase. The customer will go through an alternate checkout, and will have the option to sign up with PayPal afterward.
[b]Merchants and sellers may now issue partial refunds.[/b]
[b]non-alterable buttons[/b] (encrypted code to prevent tampering)
[b][url=http://www.paypal.com/cgi-bin/webscr?cmd=p/mer/cowp_summary-outside]Custom Payment Pages[/url] make payment page look like your website[/b]
[b]PayPal Germany launched: http://www.paypal.de [/b]
[b][url=http://www.paypal.com/us/cgi-bin/webscr?cmd=p/mer/express_return_summary-outside]Auto-Return[/url] (to source webpage after purchase)[/b]
The other new features are showing but not "account optional" or "partial refunds"-I've emailed paypal to confirm this but they usually take a day or two to reply.
I've noticed some other changes today also - paypal's emails are now coming from email@example.com so it may be that "international" accounts have slightly different (read less) features than the US accounts.
Thanks. Good catch.
This is going to dramatically increase the fraud with paypal payments. I predict within 6 months they will be forced to do true fraud screening with AVS, CVS and so on because they are going to see a HUGE chargeback rate one the scam artists find out about this.
They also need to integrate a system that filters out orders by proxies and does geo targeting like http://www.maxmind.com/app/ccv. It you are selling over the internet it is a must these days.
I liked the fact that PayPal vetted it's buyers first so I didn't have to worry about that.
We accept MC / Visa which we process through our own merchant account and are pretty strict about what we accept and our charge back rate reflects this.
Anyone know what type of charge back fees PayPal will charge the merchants? I haven't looked the terms over fully but is there a way merchants can opt out of this "wonderful new service" and just accept payments from vetted PayPal payers?
Miva Merchant choked on an order for the first time last night, we got paid via paypal for a miva merchant order, but the order does not exist in miva merchant, so we do not know what the customer ordered, having to contact to ask. Very strange, sent a possible bug report to miva.
Anyone else seen this with miva merchant and paypal today, or is it just coincidence?
I only take small payments on one site as an upgrade to something they already purchased, but it is about 3-4 orders a day. I'll leave it alone. If fraud becomes a problem, I'll return and post accordingly.