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Worldpay says they are looking into the problem, and are unaware yet as to the problem.
This comes a few days after their large-scale system overhaul ...
I have looked into a proper merchant account and have found that it would have saved me £13k over the last 3 years in charges. I think it is time to get one!
They can (and will) remove all access, block funds and blacklist you. And if Visa or Mastercard block you, you unfortunately have no choice but to stop accepting cards. Or you can use PayPal!
Visa and MC are pushing to ban this type of activity and request that only authorised merchants have access to card numbers. Therefore we will all need to use WorldPay, NetBanx, ProTX or a similar service. Once again, if you do not comply, goodbye sales! This is not in force yet, but they were trying to get it done for 2004. Plus, you cannot use Verified by Visa or the MC equivalent to this if you use a terminal for sales. Collecting the customers password/pin-number yourself is illegal and can end up with a large fine or even prison as only Visa and Mastercard can collect this data.