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But the main problem why I didn't achieve it earlier was because I didn't realize you could make some serious money on the web.
I was using AdSense on my website to pay for the hosting and have a little bit more pocket money but I didn't expected it would be able to make me rich.
If you're using Overture, you need to plaster them with long lists of keywords DAILY.
You also need a goal of 10 successful campaigns, all in different industries, all different products in order to be properly diversified. Everything moves in cycles and you need to have at least one or two programs rocking at any given time of the year... :)
I could never have my earnings rely on a search engine. It's just too unstable and unpredictable.