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Final Notice

a new notice of a different kind every time I pass by my neighbours door

         

Habtom

9:19 pm on Dec 17, 2008 (gmt 0)

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Any one of you guys like my neighour? He has all kinds of final notices on his door with all kinds of colors everytime I pass by. I know he is there, because he collects each and every one of them on daily basis.

Just for this guy's sake they should come up with "Final Final Notice" before they discontinue any of his services. I wonder if he has heard of online payments too.

So, when was the last time you got a "Final Notice" of any kind?

LifeinAsia

9:45 pm on Dec 17, 2008 (gmt 0)

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So, when was the last time you got a "Final Notice" of any kind?

About once a quarter for renewing our home warranty (that expired almost 2 years ago) and once every 2-3 months for renewing our car warranty (that also expired over a year ago).

Oh, and once every few months I get an "absolutely final sale" notice from the local rug store that's been going out of business for 22 years. :)

limoshawn

10:18 pm on Dec 17, 2008 (gmt 0)

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every month I get my FINAL ISSUE of the fingerhut catalog in the mail.

vincevincevince

12:52 am on Dec 18, 2008 (gmt 0)

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Poor guy. Sad fact is he may not be your neighbour much longer.

Habtom

4:22 am on Dec 18, 2008 (gmt 0)

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Sad fact is he may not be your neighbour much longer.

I have a reason to believe he is not broke or anything, but merely a rooted habit of paying off bills at the very last minute possible. If not that, I wouldn't dare make fun of him. Not that it tells much about his status, but he does own a fairly expensive car, and heck I have seen different kind of quite expensive deliveries at his door steps (like the recent big plasma TV).

piatkow

10:38 am on Dec 18, 2008 (gmt 0)

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I get quite a few trying to bully me into paying for extended warrenty cover on domestic appliances. There is also one every year from an insurance company that I have never insured with. One of these days I really must summon up the enthusiasm to report that one to the local Trading Standards office.

Essex_boy

9:30 pm on Dec 19, 2008 (gmt 0)

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I once did a simlar thing with a speeding ticket from the police, wrote a cheque to pay it then stopped it. Then waited and waited, received one threatening letter then nothing more.

Took some doing !

LifeinAsia

9:56 pm on Dec 19, 2008 (gmt 0)

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Check fraud against a government agency?! Not the brightest thing to do. :)

Jane_Doe

10:05 pm on Dec 19, 2008 (gmt 0)

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I have a reason to believe he is not broke or anything

He might still be broke and bought his toys on credit. The findings in the book The Millionaire Next Door show that many people who display the outward appearance of wealth aren't wealthy because they spend they money on all of those outward appearance items. According to the authors, actual millionaires tend to be more of a Costco shopping, coupon cutting kind of crowd.

Habtom

12:31 am on Dec 20, 2008 (gmt 0)

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Jane, you could be right. I have been broke to the point myself I couldn't afford to live where I am now (anywhere else for that matter) but I still kept my car [was my home too :(].

I assumed he might have had the habit of settling bills late for a reason as I have seen those notices for quite sometime now (for as long as I have been his neighbour, about 7 months).

MatthewHSE

4:07 pm on Dec 22, 2008 (gmt 0)

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I regularly get final notices in the mail from domain registrars. They can't seem to figure out that I know what a registrar is, and that I'm happy with my current one!

grelmar

4:08 pm on Dec 22, 2008 (gmt 0)

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I get final notices on domain renewals every year. I change my credit card # once a year (as a security thang), so the auto renew bounces and I get a "final notice" - usually about a month or so in advance.

Jonesy

12:43 am on Dec 23, 2008 (gmt 0)

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I always chuckle at the airport when they announce
"This Is The Final Call For Flight ####"
-- for the 4th or 5th time!

vincevincevince

3:24 am on Dec 23, 2008 (gmt 0)

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Unfortunately, spending on credit can be a form of mental disorder. The neighbour in question may be feeling so bad about all his mounting debt and inability to pay instalments that he makes himself feel better by going shopping for something nice to cheer himself up and make him feel that he is doing well in live. With further credit, of course. If the information is worth something to you, you can purchase a credit report for him and see the bigger picture.

I change my credit card # once a year

That's a very good security measure, and something which banks should make a lot easier. My home bank won't issue a new number unless I make a formal report that the card is lost or stolen; the bank where I am now charges for each card they issue. Neither make it easy for people to change their numbers.

Yoshimi

10:00 am on Dec 23, 2008 (gmt 0)

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Jane's post reminds me of a funny incident I once saw. I was working in a very posh very well known restaurant, and there was a table of 15 or so men one evening, they ate well, had some of the most expensive wines on the menu, and then finished up with dessert wines, port and brandy.

When the bill arrived, they started arguing over who had had what, who had had the £8.00 port, and who had had the £9.00 port. Eventually one chap came up to pay...with a card from the bank he owned!

That was the moment I realised that wealthy people don't become wealthy by splashing out at every opportunity, and that every pound is as important no matter how many you have. Shame I didn't put that information to good use then, but I live by it now.

Jonesy

4:22 am on Dec 24, 2008 (gmt 0)

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Yoshimi,

That story reminds me of the punch line to a longish joke/story I'll not repeat here. But, the punchline:

"Just how do you think a 'Rich Man like me' became a rich man like me?"

nomis5

5:21 pm on Dec 24, 2008 (gmt 0)

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I always delay paying gas and electric bills until the Final Notice comes in. I've done it all my life and had no problems. Why should they have my money earlier than is absolutely essential. I'm neither rich nor poor.

Essex_boy

8:50 am on Dec 25, 2008 (gmt 0)

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Good comments you all make here.

My day job, in part, involves calling on people who are about to be evicted to see if I can pull a rabbit of the hat and stop it, theres a thread to the people I see and its a bit of an office joke.

Its:
in dirt poor parts of town-
expensive to run/own car (Ancient 4x4 range rovers, even a Porsche in one case)
large Plasma TV (bigger than a cinema screen) - Even if dirt poor
SKY +

Affluent parts of town have all the above plus all the silly gadgets you can think of along with dozens of holidays a year.

I very rarely go to a modestly furnished place and find some one with money trouble, all flash no cash some people

Jane_Doe

6:22 pm on Dec 25, 2008 (gmt 0)

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all flash no cash some people

In the MND book they use the term "Big hat, no cattle".

Quadrille

11:24 pm on Dec 25, 2008 (gmt 0)

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"I was so poor, my parents couldn't afford any clothes for me until I was 16 - then they bought me a top hat so that I could look out of the window!" - Benny Hill

In the old days, people who could hardly afford to eat might have a piano in front of the window - these days, it's a plasma TV or an entirely inappropriate car.

Essex_boy

2:19 pm on Dec 27, 2008 (gmt 0)

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it's a plasma TV or an entirely inappropriate car -Thats true.

Went to a house once in a market town in Suffolk, place was run down as hell no carpets fiilthy sofa, place stank to high heaven. The garden looked liked the Battle of the Somme had been reenacted there, however they dozens of expensive exotic pets and a plasma screen TV. While standing trying to talk some sense into them the live room door slams shut and the handle falls off, trapping me inside. (while im trying not to laugh)

The wife looks up and says in all seriousness 'see we are so poor we cant even afford a packet of screws for the handle, so how do you expect us to pay the rent' - I guess its about prioritys.