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That .2-.7% down-time adds up to be quite a bit over a month, especially since I'm working with Credit card transactions. I'm curious if there's a service out there that allows you to have the same site hosted on multiple shared servers which will virtually load balance your HTTP requests to send users to X server or Y server.
This sort of service would ideally increase my Up-time and hopefully decrease my IT expenses by not having to invest in a more robust servers or hosting solution.