The other thread where the OP lost everything and didn't have much money in the bank made me think of this particular scenario. Due to the volatile nature of the search engine world, it could happen to any one of us. And I always behave as if that is a real possibility.
If you were to lose everything TOMORROW, have you got provisions in place to get you through the recovery period personally (mortgage, living costs, etc) and professionally (employees, business costs, etc)? What are these provisions? Cash? Investments? Property? What has proven to work?
I'm renting so don't have a mortgage to worry about. I have very few financial committments, no kids, I'm financially independent but I may have to support my partner for a while due to redundancy. I don't have any employees either. Just a one woman band really.
I'm not earning tons of money, certainly not enough to buy property as an investment, but if my sites went belly up tomorrow I've got 2 years worth of savings to cover both living and business costs (but if that were to happen, it would be a real setback in me buying my very first home).
How about you?