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There is no appearent reason for wich a hosting reseller should offer unlimited disk usage with no additional charge, of course.
Probably they estabilish a certain space on usage statistics basis among their customers: assuming the 95% of their users use averagely 5Gb disk space or so, they offer you the same space claiming it as "unlimited", relying on the fact that your disk usage will fall within that average, while if you will be one of the remaining 5% that needs more disk space, they assume the risk to loose you, or they propose you a paid upgrade...
But what I'm really wondering for is what is the real disk quota that these "unlimited" packages offers:
what is the limit you came across?
After how many Mb or Gb of disk usage they ring your bell :-D?
Having said other than what was already mentioned where most people will never get anywhere those limits it's the other limits such as for CPU usage where you'll hit the brick wall. You can have all the disk space and bandwidth in the world but if you're running a dynamic site with something like a forum you're going to butt your head up against that.
Truthfully the only way you could utilize those limits is to have a site with all static html pages serving really large images and video files.