Next is keyword relevancy which is estimated at around 25%. I believe this factor to be basically a go/no-go. So if your keyword is relevant, you get a 100% score on that portion, otherwise you get nothing.
The final 10% is other factors. The only one to my knowledge that was made public is landing page loading time. For all I know, the whole 10% is given to loading time. It may be that half of it is with the other half (or 5% of the total QS) for other things. Some believe you need a policy page and an "about us" page.
All in all, QS simple and straight-forward with two major factors and a handful of others.
We know that the lower the placement, drastically lower the number of clicks.
So if an ad was at position #6(below fold) we would expect it to have less clicks, but it may have a higher CTR for the "real" views that occur.