Our pages are all framed (yes, yes, I know......), so this is nothing new - but, so far, our QS and/or CPC doesn't seem to have been negatively impacted.
I should have thought an internal frameset (within the domain) would be safe enough though, this is part of HTML structure and bots ought to be able to cope.
Your situation is actually the reverse of the one the original poster was talking about. In your case the host was basically serving the default page and putting your page in the frame. And that is why you had those problems because absolutely no relevancy.
