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Adsense and Payoneer

Another solution as payment

     
4:46 pm on Jan 25, 2013 (gmt 0)

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This is not an announce, I'm aware of the TOS and I'm not a new webmasterworld member, I post this with a purpose.

What: I've found search results and testimonials of people receiving payments from Google Adsense vía Payoneer Card. You need to complete the process and change the settings to transfer-deposit on US Bank.

How:Google Adsense Account with US country + Payoneer card + asking for a virtual US account with them. GAdsense it's on their approved sender list. I'm still to find written confirmation from G if this is ok.

Why:A while ago I received GA payments via cheque but not only was slow, some payments were stolen from me and despite GA offering to open an investigation they never sent any info and that money was lost. Back then I researched and found more GA members having the same problem, specially if I recall correctly, from India and around there, some of those threads were discussed here.

I switched to Western Union Payments, a fine solution but not perfect for the lazy or if your country-goverment has stability problems, such as Argentina or Ecuador (I found some post about offices closed at day time) etc. Some other countries present difficulties if you receive payment in dollars from outside.

So my intention is sharing this so users having restrictions or problems research about it, perhaps it could be of use. I don't have a Payoneer card so I don't know more details and I don't represent them or have any kind of relationship with them, WU still works fine with me... but I'm considering the idea. Sure it implies opening a new account and setting US as country of residency. My account doesn't allow me to change country and as far as I remember, it's not possible, you have to open a new one.

There you go, I hope it helps. Perhaps members of the forum could explain further details if they happen to have one (and receive payments living outside the US).
4:53 pm on Jan 25, 2013 (gmt 0)

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AFAIK, Adsense asks for social security number for US based accounts.
5:02 pm on Jan 25, 2013 (gmt 0)

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Ohhh thanks, I couldn't know, just found testimonials of people already receiving their payments.
5:09 pm on Jan 25, 2013 (gmt 0)

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... plus Payoneer requires your utility bills as form of verification of residence.
12:44 pm on Jan 26, 2013 (gmt 0)

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This is a real problem for the hundreds of publishers who live in Venezuela.

They courier me a cheque each month because there is no mail system which is costly for them.

I then have to send it by courier to my account in the USA because I can't cash it here due to exchange controls - again a costly process.

I've asked them on numerous occasions just to deposit it directly to my US account but this is apparently not an available option.

I have a PayPal account & they have no problem depositing directly to my US account.

Google doesn't have any hesitation to accept payment for my AdWords campaigns with my USA debit card.

It would seem to me a simple vetting process would eliminate any proof problems of residence - copy of passport, utility bills, etc. to prove residence. It would just take 1 Google executive to correct this problem which is costing them needless thousands each month. I now understand that Argentina has similar problems.

Maybe someone at Google will read this & take some action.
2:51 pm on Jan 26, 2013 (gmt 0)

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If the SSN requirement is a problem, If you have a non-US business you can apply for an US EIN - that's essentially the same as an SSN. Applying for it allows you to fill out forms such as the various W8 tax forms to avoid tax witholding Google might otherwise have to do.

Applying for an EIN is free, smooth and fast.
[irs.gov...]
[irs.gov...]
9:11 am on Jan 27, 2013 (gmt 0)

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Payoneer supports withdrawing money from your AdSense account to your Payoneer card with our US Payment Service.

However, as mentioned, you would need to check with Google to see if they allow for non US residents to withdraw ACH transfers to as US account.

Payoneer is US regulated company so we adhere to certain regulations, one of which is KYC (Know Your Customer), so we may ask for ID or proof or residence before we approve your application.

If you have any further question please do not hesitate to contact me.