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It is quite simple. It all started Christmas Eve (the 24th) -- Australia and New Zealand came first... then the European/Asian countries... then on around to the East Coast of the U.S. before the sun rose on Christmas morning. This is EXACTLY the route that Santa Claus and his trusty reindeer take each year.
Google "Norad Tracks Santa" and see for yourself!
Our checks are obviously delivered by the guy in red himself. And who said there wasn't a Google Santa? Unfortunately he lost most of our potential Google gifts over the Atlantic Ocean in that freak storm...
I'm using a fictional US$1,000 as an example for what I'm seeing.
December 27 payment made using the inverted exchange rate of .867: Payment listed as US$1000 to A$867.
Jan 2 payment listed as credited back for US$1000
Up to here it makes sense -- the obvious thing I would have thought would have been to follow the credit up with a payment of US$1000 at the correct rate - delivering around A$1153.
But no. Instead I see:
Jan 2 payment listed paying the US$ equivalent of the A$867 mentioned above -- ie around US$752. At least the exchange rate isn't reversed.
The Jan 2 leaves the (fictional) US$1000 account short-paid by just shy of US$250, so I assume there's another adjusting payment on the way... but it does seem a very confusing way of going about it.
but I'm sure Westcrap will come up with some way to charge me extra for this
Now that blew me right out of the water. No kidding.
Back to the main game and not the second Test in Sydney right now.
I also received a convoluted email [yet once again] and it's essentially what you said.
Two bob, the moneys inna bank tommorow. Watta stuff up?
People wonder why I drink!