If you have ever tried to apply for a home loan or a car loan you know how important it is to have a good credit score. If you don't have a good credit score you quickly realize how hard and long it is to improve your credit score.
Why am I talking about financial credit scores in a Google SEO forum?
In another thread about Google Sandbox Sgt_Kickaxe mentioned that he has a "sneaking suspicion that Google has a version of this social dynamic playing out in rankings and that the credibility of the site builder/owner plays a role ... Like your credit score it's hard to build a good rep, and easy to destroy one too"
Do you think Google is assigning website owners a SEO credit score that impacts how current and future websites perform?