Am I a Google employee?

Advice needed for credit application

[Richie0x]

I'm applying for a credit card. The only money I earn is through AdSense payments. For this purpose, am I self employed, or an employee of Google, since they pay me direct to my bank account?

[ebuilder]

Self Employed. They will probably want a copy of your last 2 years tax returns. The place where you are applying for credit that is. At least that is what I had to provide earlier this year when I bought my new Porsche 911.

[ncreegan]

We are 1099, which means that even though Google pays us, we aren't actually employees, but contractors. You are self employed.

[Richie0x]

Thanks.

[humblebeginnings]

Ebuilder,

You forgot to put a smiley after you mentioned the Porsche...

[incrediBILL]

They will probably want a copy of your last 2 years tax returns.

They did that for buying a car?

You must've used bank financing as the car dealership just pulled my credit profile and that was it - done deal.

BTW, if you ever want to watch someone twitch in a car dealership, tell them you'll take it right now if they'll charge it on your Amex or Visa card. Did that once just for the frequent flier miles I got on the card, loved the look on their face when it cleared....

And to the OP, you're definitely NOT a Google employee.

[ncreegan]

Bill -- my first big purchase was the same deal, but it happened to be a boat. At the time I didn't have much credit history, and couldn't even get anyone to pay attention to me until I had two years of tax returns, plus a few months worth of bank statements, copies of checks, stubs, etc.

[ebuilder]

You forgot to put a smiley after you mentioned the Porsche...

humble, I haven't smiled a whole lot since getting it...very high maintenance, just like my ex..:)

[Bluepixel]

I could give you one of my cards ;)

Just kidding. But every bank here wants to give me a visa, master card, american express, and I don't even have a salary (still stuying).

[andrea99]

I have gotten credit (not with a major card company though) with a print out of my AdSense earnings record.

Unfortunately subsequent AdSense earnings have been very unreliable, fortunately for me it doesn't matter.