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worldpay will allow any amount up to the card transaction ceiling imposed by the card issuers providing there is sufficient available credit on the card. the ceiling is something like £15,000 on a normal visa / mastercard. might be higher on some cards.
i haven't checked on this, but i was told that ccnow has a limit of $10,000 per transaction - you'll need to check this with them as it could be the same "maximum" limit as imposed by the card issuers. i know they definitely will allow transactions for several thousand $$$.
This was nearly two years ago. I mainly looked at sites selling Rolex watches.
Not every business model works on the web. I used to follow Ashford.com which was a publicly owned company that lost money in buckets selling luxury products.
He changed his policy, and requested a FAX of customers CC or Bank statement etc, basically something official.
Sales went down by about 10%, but Chargebacks down by 85%.
Hopefully the new program Verified by Visa (VbV) will stop mercants having to worry about chargebacks so much by putting the responsibility on the consumer for the card instead of stiching up the merchant.