Paypal vs. "real" Credit Card

Acceptance of Paypal

[haentz]

Hi,
I am starting awebsite right now, where I offer subscription-based a service. Since Paypal is much easier to integrate (and a lot cheaper ;) than direct credsit-card payments I thought about starting with Paypal and probably adding direct credit-card payment later. Unfirtunatly Paypal does require sign-up if someone wants to buy a subscription. My website is aimed at a very general audience, not especially tech-savy.

Does anyone got any experience how many potential buyers bounce, when you only offer Paypal?

I will be able to track this since the customers go through mny own registration process first and I will know if someone registered but didn't pay.

Edited: By "real credit card payment" I mean a merchant account.

Kind regards, Hans

[BeeDeeDubbleU]

This is only my perception but Paypal seems to be becoming more and more accepted. I am noticing that many of the people who make enquiries through my own business already have their own Paypal accounts.

Perhaps someone can point you to real and current data on this?

[haentz]

Yeah. This is interesting information. I really hope I will get enough subscriptions, so that I get at least a vague idea of how many ppl use paypal.

I think I will start with Paypal and CCBill for credit card processing.

Kind regards, Hans

[Animated]

but on paypal site they say that non paypal members can use paypal too to order stuff

[pp_rb]

but on paypal site they say that non paypal members can use paypal too to order stuff

PayPal does offer Account Optional checkout for customers to pay by credit card without creating an account. However, this is currently not available for Subscriptions or Express Checkout payments.

[haentz]

Well, well, well... I wasn't able to find ANY payment processor till now. Paypal and even CCBill rejected my site. I think I will have to look at the processors, that even handle the most shady high-risk gambling sites (No offense to webmasters of gambling sites ;) ) I wouldn't have thought that my site is THAT dubious. :)

Kind regards, Hans

[Nuttakorn]

How can I choose that option (The option which not require for sign-in in Paypal account before paying the payment?

[pp_rb]

How can I choose that option (The option which not require for sign-in in Paypal account before paying the payment?

This option is enabled by default if you have a Premier or Business account that can receive credit card payments (unless it is a German account). You can test it by adding the email address from your PayPal account to the end of this URL:

https://www.paypal.com/webscr?cmd=_xclick&amount=1&item_name=test&business=

If the first screen that you see appears to be for logging in to an account, click on the "click here" option for customers without an account. As long as the next page you see does not mention that you are required to "sign up", then you are looking at the Account Optional checkout.