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We all know that Paypal offers the best alternative (i know they have problems but in relative sense)to expensive merchant accounts and payment gateways like ccavenue and 2checkout...
I would like everyone to share and relate their experiences and comments to two specific alternatives
from both SELLER and/or BUYERS perspective....
any experiences good or bad...
Tried to login to my StormPay account but I forgot my answer to my secret question. (Does anyone know how I can retrieve that information?)
The best solution would be if StormPay just cancelled the membership after a period of time and don't send these stupid emails anymore.
One more thing, for me personally, if I buy something on the Internet, I will never use PayPal, StormPay, MoneyBookers, iKobo or similar services to pay through again as it is too much of a hassle. It is much easier if merchants just use services like MultiCards, CCNow, 2CO or have their own merchant account.
Ecommerce works better when it involves reliability.
People who really want to buy your product will follow these procedures, however, it will decrease the number of impulse orders. I am not saying Paypal and similar services are bad, it will just drive some customers away. It will be perfect if you have both Paypal and a 3PP. (Or of course, your own merchant account.) There are also buyers out there, who buy everything through Paypal just because they have an account.
MoneyBookers is regulated in the UK by the FSA (Financial Services Authority), has venture capital backing, has phone support...
Sometimes it's a little clunky to put money in, but this is deliberate to help combat fraud.
I've never used StormPay and don't intend to. Last time I visited their website there was no phone number, hardly any company details, and the address was way offshore. It seems to be back in the US though, but I just don't get a good feeling about them at all.
There's plenty of fly-by-night billing companies which have come and gone. Globill and WebSiteBilling to name two. I personally would put StormPay in the same league as them, and MoneyBookers in the same league as PayPal, just not as big.
Just my opinion though.
However, for taking orders online, it works best to accept credit cards either with a merchant account or a reliable third party billing company where the customer doesn't need to set up an account.
No experience with StormPay.
They have stopped doing international wire transfers, check can take ages to come.
I have used them few times for small amounts both as a seller and buyer.
No experience with moneybookers!