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[edited by: lorax at 1:54 am (utc) on Feb. 5, 2005]
[edit reason] removed DN [/edit]
Basically, you should just figure out how much you want to spend, do some research, and find which cart system works the best for you. Good luck!
But, for my friend to accept credit card payments on his website, is this "the" way I do it: get my friend to set up a Merchant Account with WorldPay or similar, and set up his website like the other one I did...? His website will have quite a few items for sale.. Would I necessarily need shopping cart software as well as WorldPay/whoever? What does shopping cart software actually do? Is it code that interfaces with services like WorldPay (like I did "manually" by using multiple pages)?
Are there other approaches? I know about PayPal, but in the UK, a website visitor has to open an account with them in order to purchase something, which I guess can miss some "quick decision" payments. Am I right in thinking that if you buy an SSL certificate from your hosting company/wherever, then transactions are secure? But then I suppose that one needs to merge all that with all the necessaries to process the credit information to one's own bank? How does one approach this?
Sorry to sound like a complete idiot wanting the full manual, but I'm trying to get my head around ecommerce generally so my friend can sell his things, and I'd very much appreciate any basic advice with these questions! Thanks in advance!
(Now this might sound like a dumb question, but I hope I'm learning fast): If I used something like Mal's free shopping cart software (Mal's e-commerce, which I understand is secure) on my friend's site, that will enable him to be sent the purchaser's credit card details by email. Now, is it the case that, since he already processes credit/debit cards offline in his shop, he can just somehow get those cc details to his bank and thus credit his account with the money? Or doesn't it work like that, and do you have to have a processor like WorldPay? (One thing that concerns me now about WorldPay is that, at the time of writing, I haven't been able to access their website for two days!) I've also heard of protx and NOCHEX.. I guess there are others.
PS What's a "miva" store?
[edited by: lorax at 5:27 pm (utc) on Feb. 4, 2005]
[edit reason] removed DNs [/edit]
I have just set up a website for the shop I work in using optioncart (a shoppuing catalogue designed for mals e-commerce) and Mals e-commerce. It works well, and it is low cost. (mals is free.)
The card details aren't e-mailed to you, as this is very unsecure, but instead you log into a secure section on mals site to retreive them.You can then process them using your PDQ machine as a customer not present transaction (assuming your bank allows it, which they probably will).
I also run my own website and use worldpay. It is a very good system, the only downside being that it takes four weeks for the mnoney to be transferred into your account, but this is no real biggie at all.
I also run my own website and use worldpay. It is a very good system, the only downside being that it takes four weeks for the mnoney to be transferred into your account
My merchant account transfers the funds in 2 days here in the US.
Is such a long delay in fund transfer the case with most merchant accounts in the UK?