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but you have to wait a week to receive payment from them, need one where payment is transfered quickly
jonno54, even with a merchant account from your bank you will still have to wait around 5 working days for payment, that's just the nature of the beast I'm afraid.
If you're looking for something that will integrate into your existing site you might want to look at Mal's eCommerce, both Mal's and osCommerce are free AFAIK.
If you are in the United States & selling over $1,000 a month, you might want to consider a merchant account. Depending on your customers, you might also consider adding Paypal