Which online payment solution cost less?

for each payment transaction

[sowen]

I still can't decide to use which online payment solution, because some providers you guys recommend don't publish the transaction amount for each payment on their website.

Is there a horizontal comparision table for most popular providers? :)-

Thanks a lot

[blaze]

Moderators might delete this (if so, delete the whole email, please). If not, I'd appreciate if anyone can sticky me missing information. Or let me know if I missed some important payment gateways..

................................PayPal........2Checkout...PaySystems......Authorize.net.WorldPay...Charge.com 
..Payment.Gateway...............Yes...........Yes.........Yes(Partners..).Yes...........Yes........Yes 
..Merchant.Account..............No............No..........Yes.............No............Yes........Yes 
..3rd.Party.....................Yes...........Yes.........Not.anymore.....No............No.........No 
..Application.Process...........Instant.......Instant.....Hard............Need.MA.......Semi-Hard..Easier 
..Application.Fee...............Free..........$45.........99$.............299$..........$500.Cad...Free 
..Monthly.Fee...................0$............$0..........30$.............20$...........$54.Cad....$39.95 
..Transaction.Fee...............30.cents......0.45........35.cents........10.cents......60.cents...25.cents 
..Per.Transaction.Fee...........2.90%.........5.5%........2.80%...........0.............2.85%......2.39% 
..Fully.Customizable.Checkout...Yes(1)........Mostly(2)...Yes.............Yes...........Mostly..... 
..IP-City.fraud.Detection.................................Yes...................................... 
..International.................Yes...........Yes.........Not.yet.......................Yes........ 
.................... 

Glossary
MA = merchant account

Notes
1 - You can put in a header, but you co brand with paypal except internationality where you don't get anything (yet)
2 -Large "You are buying from 2co" on the screen, but you get header/footer

[edited by: blaze at 1:48 pm (utc) on June 28, 2004]

[Zigire]

Also bear in mind that with a lot of online payment solutions you can usually get the transaction fees down (i.e. 'oh, blah blah can do it for x%) - and when you start to give them a lot of money they'll reduce it again ;)

[danieljean]

blaze, that's helpful; I did the same thing for a client a few months ago, plugged it into a spreadsheet... and wow, some are very expensive!

[sowen]

AWESOME!

thanks a million times

[JonR28]

My Authorize.net fee was only $99 and I got it waived by telling them I was switching to them from another system

[sowen]

to JonR28

good experience.

I think choosing a different provider depends on my business model. Now I have a clear mind.