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Thanks for any input.
I don't see any problem I was just trying to get feedback from anyone who has done or who knows about this type of transaction. I've been looking into different merchant accounts etc. to try and find the easiest and lowest cost method for this type of transaction. I'm also worried about having a lot of charge backs in that once people receive the information, they refute the charges etc.
I'll look for RC's post. Thanks
I've been doing something similar for quite a while. Generally, you can avoid charges backs buy a liberal refund policy. Out of 500 sales, one was an obvious rip off, the guy knew if he complained to the CC company he'd be refunded and walked with the product. That's surprisingly good results to my way of thinking...
If you expect to do small volume initially or have a small mark up consider using PayPal at [x.com...] or ClickBank at [clickbank.com...] to avoid the hassle and expense of a merchant account. PayPal is cheaper per transaction but a US only service, ClickBank accepts a much variety range of CCs and debit cards.
Thanks for the info about clickbank. I just need to crunch some numbers to see which in the long run will have a lower cost (merchant account or clickbank). It appears that both methods take out a nice margin for themselves.
I'm setting up a "matchmaking" service and I was thinking that once people had the requested info, they might not want to honor their payment.
As to people not paying, if they get what they are led to expect from your advertising, nearly all pay their bill.