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If you subject BAD TARGETING to your visitors for a long time, even though the payout is "good", you run the risk of having visitors who never click your ads in the future.
Visitors like targeted ads that benefit their web experience. They don't appreciate irrelevent topics and annoying ads.
Well I'm not sure about that, though it's certainly a possibility. I don't know how many advertisers YPN has on board, but if what I saw on my site is any indication, it doesn't look like they have nearly as large a pool to draw from as AdSense. Hopefully that'll change over time.