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Yahoo thus far atleast has been very fair about it, if there is a user who wants to click attack you, they simply take the earnings away (fair, you didnt deserve them in the first place), and they don't shut your account down.
I'm sure all you webmasters know that as your working with lots of pages, an accidental click from scrolling down the pages or whatever can happen on your own ads, with google you have to be worried if its the same IP that they will flag you with Invalid Clicks, with YPN, you just call or shoot them an email and they are more then understanding about it.
:-) Yahoo has been good to be, time will tell if it keeps up.
Personal opinion here, with problems on adsense I feel guilty until proven innocent where with YPN I feel innocent until proven guilty.
I had what I felt was a click attack a while back, 10x daily my earnings came in across a few hours and I emailed YPN and told them that I thought I was click attacked and they replied and basically told me to relax, that if there were a major problem they'd contact me. They said they looked into it and the clicks were all legit.
My views may change when Beta ends and/or smart pricing is initiated but for the time being YPN wins for being proactive and reactive.