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As for cell phones, it's what you want to do with them. I like my small slider phone, but HAVE to have my PDA with me all the time in addition to it. I'd love a new Win based smart phone but they aren't practical riding along in my Camelbak when hiking / biking.
I guess it comes down to application and individual tastes.
If you are just looking to capture images just for a website, you can get by much less expensively by purchasing a point and shoot digi-cam. Depending on preferences, all the name brands produce good models.
I also own a Treo which is a really nice device. The problem is that I don't use it as much as I should.
As for cameras I've always liked Nikon midrange digital cameras.