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chargeback on downloaded products

         

esllou

4:19 pm on Mar 17, 2006 (gmt 0)

WebmasterWorld Senior Member 10+ Year Member



I have a woman threatening to cancel her CC payment because she claims the file she downloaded "didn't install on my computer".

Now, this download is just a zip file and the unzipped product is merely a folder full of html files. The product is an entire website. There is most certainly no "installing" to be done and the readme file (available pre-download and as a pop-up on the download page with "Read Before Downloading" in a huge font alongside) gives full instructions on how to unzip anway.

It is my opinion that the said customer is "trying it on". She has what she paid for, realised she could just download it and claim her money back.

I use 2CO for payment processing and they have advised me to "put it down to experience and cancel, preferably within 48hrs to avoid chargeback fees".

This customer is blatantly STEALING from me and I'm the one who has to blink first, or face chargeback fees? Err, yep, that's the long and short of it.

does anyone else here have these problems with downloaded acquisitions? What is your strategy for these people who try and get something for nothing?

Receptional

4:29 pm on Mar 17, 2006 (gmt 0)



change the zip file into a self extracting .exe file which loads the index page on completion. Then send that through to her and say "sorry you had trouble - here it is in an idiot prrof version".

I have this issue with PDF files believe it or not. But here's the thing - you assume she's trying to commit fraud over (I am guessing) 50 bucks. Not so likely... maybe over 5000 bucks and maybe over 50 bucks when she can do it quietly without anyone knowing. But she genuinely doesn't know what a Zip file is. Zip files are not recongized by default on many operating systems, including windows 2000 and probably even early XP - so you gave her a file she can't open.

Be nice - it's your customer support skills that you need now. If she is trying to steal, then not helping her will not arm her, but helping her will either make her feel thankful (most likely) or humble.

Either way, you only gain.

Really... ZIP files confuse the heck out of non techies.

Jon_King

5:03 pm on Mar 17, 2006 (gmt 0)

WebmasterWorld Senior Member 10+ Year Member



I've been through this same thing numerous times. With little to gain and even more to lose, I give them their money back and move on.

Alternative: There are some really well witten 'Terms of Sale' out there from some of the major companies that outline up-front, there is no recourse once downloaded. The buyer must agree and read the terms before the purchase is accepted.

[edited by: Jon_King at 5:06 pm (utc) on Mar. 17, 2006]

esllou

5:05 pm on Mar 17, 2006 (gmt 0)

WebmasterWorld Senior Member 10+ Year Member



so far, I have kept in very civil contact with her so I am quite hopeful she will back down over this.

jwolthuis

6:38 pm on Mar 17, 2006 (gmt 0)

WebmasterWorld Senior Member 10+ Year Member



Burn a CD with the unzipped files, and mail it to her. In the US, it would cost less than $2 to mail at Media Rate.

It's worth the cost to avoid a chargeback. You get too many of them, and you'll create other problems with your merchant account provider.

Jon_King

7:36 pm on Mar 17, 2006 (gmt 0)

WebmasterWorld Senior Member 10+ Year Member



>>It's worth the cost to avoid a chargeback.
There are chargebacks where this is not the case. Know your costs and you will have the answer as to how much you Invest trying to recoup the money.

RailMan

7:02 pm on Mar 18, 2006 (gmt 0)

10+ Year Member



it's a download - it costs you nothing for her to download - it's not like you've shipped $500 worth of goods - write it off and move on - any time you make sales from downloads and get to keep the money, it's a bonus

Corey Bryant

5:51 pm on Mar 19, 2006 (gmt 0)

WebmasterWorld Senior Member 10+ Year Member



Ask her to email everything back to you before you refund her. Yes she can keep a copy of it on her computer but if she is that "stupid" - she would probably email you everything.

-Corey

esllou

6:44 pm on Mar 19, 2006 (gmt 0)

WebmasterWorld Senior Member 10+ Year Member



This story has just been launched into the realms of the "absolutely unbelievable".

I did the "right thing" and gave the customer a level of membership on my site which not only encompassed the original software she downloaded but also 6 months' access to the "premium" version of my site. And I didn't charge her an extra penny so she was getting the deal (CD download plus 6 months' access) for half price.

so I went to my member control panel and changed her expiry date to September 16 (6 months ahead of her "sign up date").

I get a mail from her today which I expected to be along the lines of: "wow, thanks for my free membership" but she actually wrote, paraphrased:

I just saw my 6-month membership expires on the 16th September - and not on the 19th which is six months from today.

do I qualify for the worst possible customer? At least the award gathering dust on my mantelpiece would give me some level of solace whilst replying to her nth e-mail of complaint.

RailMan

9:57 am on Mar 20, 2006 (gmt 0)

10+ Year Member



i have to ask why - not why she did that, why YOU did that
do yourself a favour and walk away ........

Mantis_Claw

5:07 pm on Mar 20, 2006 (gmt 0)

10+ Year Member



Under most circumstances, you should try to rescue the transaction. I hope my customers and their friends come back to do business.

I sell ebooks myself, and problems with download occur nearly every day once you have volume. I usually offer to post them a hard copy of the ebook for free. Its good customer service and helps drum up more business. Fortunately, costs where I live (Hong Kong) aren't that expensive and I price my products accordingly anyway.

Corey Bryant

6:54 pm on Mar 20, 2006 (gmt 0)

WebmasterWorld Senior Member 10+ Year Member



I would also have to ask why you did that. Since you refunded her money you have no obiligation whatsoever. Look thru a lot of forums - you will see what's the cheapest or for free?

I would delete her from your system after writing her a letter telling her such. give a person an inch and usually they will take a mile.

-Corey

esllou

11:47 pm on Mar 20, 2006 (gmt 0)

WebmasterWorld Senior Member 10+ Year Member



well, I didn't refund her the money. That's the thing. I had the choice either to do that or try and keep her sweet. But she has now shown herself to be the rudest, most demanding customer I've ever come across.

the sheer cheek of some people...

RailMan

9:33 am on Mar 21, 2006 (gmt 0)

10+ Year Member



>>the sheer cheek of some people...

equally we could say "the sheer foolishness of some people" .......... (not meant in a nasty way!)
some customers are a real pain - if they are like that with you now, they will be like it with anyone, probably all the time - get rid of them and let them annoy your competitors instead

Corey Bryant

10:27 pm on Mar 21, 2006 (gmt 0)

WebmasterWorld Senior Member 10+ Year Member



Ah sorry I thought you did and was really being generous.

She has really shown her colors I think and you really have to ask yourself - is she worth it? While we all want to try to please our customers, there are some people that you can never please.

-Corey

Moosetick

10:48 pm on Mar 21, 2006 (gmt 0)

10+ Year Member



I bet in 5 1/2 months you will get an email from here saying she couldn't access your site very often and give some reason. Then she'll want another free 6 months.

Give her the money back and do no further business from her. 5% of your customers give 95% of your headaches. Please the ones you can and write off the unpleasable.

esllou

11:22 pm on Mar 21, 2006 (gmt 0)

WebmasterWorld Senior Member 10+ Year Member



She's on her last warning now. I haven't heard from her for two days. She hasn't sent one single mail to me to acknowledge that I've bent over backwards to accommodate her moaning and whinging.

I've also put on hold another account this evening - this is another weird story. Bloke gets in touch with me asking for free access because he's a volunteer teaching in poor villages in Romania, etc, etc (I have an education website). I get probably one request a week for free access and usually ignore them.

But I checked out this guy via his blog and he really is there in the downtrodden villages of rural Romania. So I thought to myself, "ok, bit of nice PR here..won't cost me anything". So I wrote back to him offering him a free account (only talking 50 bucks here, but still...it's the thought that counts) and saying I only wanted in return a good bit of verbal publicity on his part to the other teachers he meets on his travels and a mention on his blog.

that was a month ago. I wrote to him 2 weeks back asking if everything was OK. No reply. I wrote to him 5 days ago asking the same...and if he had managed to get that link onto his blog. Niente. Nada. Rien. Zip.

So I blocked his account tonight. If he doesn't even have the decency to acknowledge me, why should he have FREE access to a site everyone else is paying for? He manages to get online daily to write his blog and I know from reading that blog that he is getting mails from around the world. We exchanged 5 or 6 mails a month back without a problem ....as soon as his account name and pw were posted to him, I haven't seen hide nor hair of him. Oh, and my access logs tell me he's accessing the site on a near daily basis.

not anymore he ain't!

RailMan

9:33 am on Mar 22, 2006 (gmt 0)

10+ Year Member



>>She's on her last warning now.

why are you still making life difficult for yourself?
(and why do i bother giving advice / opinions?)

esllou

11:43 am on Mar 22, 2006 (gmt 0)

WebmasterWorld Senior Member 10+ Year Member



because RailMan, at the end of the day, I sell access to a website, I have almost zero overheads, I send her no physical item and it's basically free money for me.

I usually have no correspondence with 95% of my users - this one has been a bit problematic but we are still talking about maybe 5 e-mails written for a total time expenditure of 7-8 mintues.

For her to literally be "more hassle than it's worth", she would have to be far worse than she is. It's taken a little more trouble to get her on board, but she's still worth the price of the ticket.