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Best and Worst Card Processors

let's update the list for 2015

12:37 am on May 13, 2015 (gmt 0)

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I see a lot of posts for the best and worst merchant accounts and card processors, but most are so dated they are useless.
PayPal always took a bad rap, but they have developed into a well accepted business. I mean look at what Elon Musk has done since his involvement in Pay Pal...SpaceX, sending resupply missions to the ISS and Tesla motors. I love Pay Pal, been using them for over a decade without a single issue.

I also used Authorize.net along with a few different merchant accounts. First with Total Merchant Services and a nightmare that followed a 2004 Christmas product run where we made a ton of money fast but they froze the account for 6 months after sales completed. Next was First Data through my bank. Not bad but high fees. Finally the worst merchant account EVER was AdvoPay. Upfront BS, high fees and locked into a hidden 5 year contract with a $750 early termination fee. Avoid them like the plague. Authorize.net is outdated and I would not recommend them. Why pay gateway fees AND merchant fees? With AdvoPay and Authorize.net I was paying 30% in fees! Outrageous!

My new favorite is Stripe. Easy setup, smooth developer based integration. Had my account and cart up in less than 1/2 hour and it coverts well.
What are YOUR best and worst card processors?
8:36 am on May 13, 2015 (gmt 0)

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Stripe is good, Paypal also because we have no choice, 2co supersuxx
8:30 pm on May 17, 2015 (gmt 0)

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We have been using PayPal for years without any problems.

Looking into Stripe...
4:40 am on May 18, 2015 (gmt 0)

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Added Stripe to one of my sites about a year ago as some people were abandoning sales because they did not trust PayPal (based on feedback). Sales are now even between them. IMHO, having both is the best way to go.
2:56 pm on May 18, 2015 (gmt 0)

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I've used several card providers, for myself and clients, for both physical goods and SaaS.

I've found Stripe to be hands-down the easiest to integrate and the best interface to use.

I've never had to contact their support team, so can't comment on how good that is, but their documentation is generally excellent.

Agree with Marshall that having both is the way forward, but if you've only got the development budget to integrate one, Stripe gets my vote.
12:04 am on Aug 31, 2015 (gmt 0)

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Stripe does look nice, with one proviso--currently it's only available in 21 countries, ie less than 2/3 of the OECD. Eg not available yet in New Zealand, Portugal, etc.
12:07 am on Aug 31, 2015 (gmt 0)

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2checkout is the worst of the worst of the worst, you can check everywhere...

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