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If you have a salon, you should open a merchant account with whomever you have your company checking account.
Is this advice specific to brick and mortars?
The only thing I never liked about my banks merchant account was the never-ending interchange rates (fees). They'd charge one thing for a credit card, something else for a Mileage Card, and a third fee for a GM Purchasing card. It's impossible to predict what your monthly statement will look like.