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What stood out was that none of the scenarios required merchants to adopt new infrastructure or buy new terminals. Likewise, customers wonít be required to upgrade their phones or have certain bank accounts.
Instead, PayPal users (of which there are 100 million worldwide) will be able to pay by entering a phone number and a pin code at the existing payment terminals, or by swiping a PayPal-issued card thatís not associated with a bank and does not have an account number printed on the front.
The card companies are charging every one of their customers an obscene fiance charge percentage each month... Nobody has a word to say about them
I object to being forced to create a Paypal account in order to pay with my own credit card. Why the **** should a merchant force me to open an account with his payment processor? Finally they have changed their system but I still have to fight my way through a series of screens tryig to make me log in to an account that I never wanted.
lol That stopped being the case years ago. You can pull right up and use a card, and not have any account at all. They don't even ask you if you want an account anymore. Credit card choice comes right up on the very first payment page.
This may be because the "account optional" is a setting selected by the account holder and by default it is turned off. The account holder has to turn it on. It's just a simple account preferences change but many people are not aware of this
I don't see the point, cards provide a standard payment format so that customers don't care which processor the merchant is using and the merchants don't care what card the customer is using.