how to charge with credit card online

[helenp]

Hi, our company gets the cliente on internet only, however the bank only lets us charge with creditcard with the machine, so we have to tell the clients to send us a fax with the creditcard details.
I know there are many third party companies that can be used to charge online, as for exampel paypal, however my partner does not like paypal at all.

So I wonder if there are some good companies out there, not more expensive than the fees we pay with the fax (4%/transaction), and to be trusted and safe, with good reputación.
we are based in Spain.

I seen one that I can easily install with simple scripts, dont know if I can say name of companies....that company only charge 1.99% and no fees, but I cant find any references, I would apreciate any help.
Thanks,
Helen

[lorax]

I can't say that I know of a good fit for your particular situation but you may need to relax your expectations of being able to keep your current rate. Have you inquired with your bank?

Names of companies is fine (but please no self or affiliate promotion here).

[helenp]

Yes, our bank says they dont let anybody as it is not safe as per them.

I seen this site in simple scripts, and the fees giving a first look are really low, only 1.99%.
ipayment.secure.force.com now when I had a second look I see its only for usa....I would need an international, european or spanish site.
4% is a lot as we are not selling 30 dollar things, the normal charges would be between 300-4000 euros.

[HRoth]

Before you decide to go with ipayment, do some searches on "ipayment ripoff," "ipayment fraud," "ipayment complaints," and check it out in the BBB, which has a list of the typical complaints made against it. This is not even to touch upon the the CEO of ipayment being sued for $350 million by an entrepreneur and losing, for which reason ipayment is looking for a buyer, last I checked.