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Forum Moderators: buckworks
lets hope that the similarly absurd credit card interchange fees are next in line.
my problem with the cashback and other rewards cards is that the fees get built into the interchange fees and rammed down the merchant's throat - that's us - we have no seat at the table to negotiate - kind of taxation without representation
So charge more if they pay by cc, its that simple.
You must not enjoy your credit card with cashback or rewards very much. How about your no annual fee card? What do you think pays for those?Allow my business to not accept those cards, and lets see how much cardholders enjoy them.
In the U.S., some states prohibit charging a surcharge for paying by credit card. Visa/MC also prohibit the practice.
I can assure it is simple. It is a transaction between a customer and a merchant and how it is finalized is only up to these two parties.
I can charge more for a specific card type or for all cards or charge more one customer than another.
I can charge more for a specific card type or for all cards or charge more one customer than another...
If only that were true! The transaction is also between you and your merchant processor and between the merchant processor and the credit card company.
Besides violating the TOS of Visa/MC, how do you charge more for Visa Purchasing Card than a Visa Credit Card?
You have setup the cart so the payment and shipping is selected first then the total is calculated on your eshop.
So the customer must pull out their Visa card and type in the numbers, before they even know the total of their purchase?
There is no regulation to how much I charge a customer for a product or service.
in other words, you may NOT charge a customer more for using a credit card or for charging different prices for different cards.
I've never seen a cart where selecting one specific payment method over another would cause the grand total to change.
It's not something you see often but is there and can be easily implemented.
Yes I can charge if I want to, for different cards and/or different payment methods or whatever else. It's really up to whatever agreements you make in the first place.
I don't remember signing something specific for how much I can charge customers for a product with a "service" I carry.
I remember a few years ago stopping at a gas station in a one-horse town in upstate NY where the owner had a hand-lettered, cranky sign up saying that anyone using a credit card would be charged 25% more. I used my card to buy 30 cents worth of gas.
You should have disputed the extra charge when you got your statement.
if I am not allowed to see the final grand total prior to entering my cc number, as a general rule I abandon the sale
I can just imagine someone going before a judge