prepaid payment

How good are they as a payment option?

[Virtuella]

I'm wondering about adding prepaid cards as a payment option on my site... there are couple of them that I've been thinking of, but I'm not sure how widely they're spread and used. I had couple suggestions from my costumers, so I wanted to see YOUR experience with that.

[Volker1644]

Where are you from?
If you're located in Europe I suggest you try to get in contact with paysafecard.
I've never offered payment through it, but I've been using it for years as a customer and imo it's the best prepaid card there is for online transactions.

[piatkow]

Over here (UK) they all seem to be members of Visa or Mastercard anyway so it should be transparrent to the merchant.

[Virtuella]

I've looked at this Paysafecard and it seems as the best solution indeed....

But i wonder, how secure can it be? I mean if someone pays me with Paysafecard, and gives me those pin codes, won't they be able to use it as well?

I wanna be open to those bellow 18 years as well... so that's why i'm looking into this payment option...

Thank you for all replies!

[Corey Bryant]

If you are marketing to minors - you are going to have a lot of problems. In the United States, you cannot enter into a contract with a minor. And if you do, the minor can easily just say I changed my mind. Once they do this, you will be out that money.

I remembered when I signed up with Paypal years ago, I just had to agree to the terms - stating I was over 18. I don't know if they have changed that, but this is one reason why some merchants do not want to deal with Paypal. Plus if Paypal (or any company) is relying on a person having a credit card to verify age, this is against the MasterCard / Visa regs. Even if someone has a credit card - this does not mean the person is 18. I know with American Express that you can get a gift card and then call them to give them your address - this helps users pay online with that gift card.

[Virtuella]

Well, you can't start eating a cookie and go back to store saying "oops, I wanted a choco one"

The site's about marketing and I'm already working on PSC.
It's going well so i think it's a good solution for minors and everyone else...

I dislike paypal... Had some harsh experience with them, and since then i try avoiding it in a wide circle.

Thanks for all your replies :) I appreciate it