How to take money from buyer's card without third party programs?

[r4bet]

i have paypal in my store as payment option. buyer can buy with its card or account there, but at last i have to withdraw my money from paypal to my bank account and also paypal sometimes don't work fine @ buyer side (i received some feedbacks which says we have problem with your payment option to pay without account)
i looking for an easier way. i think there is someway to collect money directly from buyer with a bank account instantly as easy. i saw a lots of shooing sites who take card info directly on their site from buyer without any third party merchant!
plz tell me more about it

[piatkow]

You still need the merchant account, its just that the presence of the intermediary isn't exposed to the user in the same way that Paypal is.

[r4bet]

i know. but i looking for a bank merchant. i don't wanna use paypal
how i can do that ?
i have a Bank of America account

[tangor]

Contact Bank of America and ask for their Merchant Services. Then explain you wish to take payments via a website. Should they be agreeable they will tell you what you need (specifications) and after you have implemented those they will test security before proceeding.

[piatkow]

and be prepared to pay a lot lot more than you would to Paypal.