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I know that it's a bad idea from a purchaser's perspective-but I'm curious if it's a bad idea from a merchant's perspective.
Anyone accept them? Everyone accept them?
On the plus side, you save CC processing fees and (as far as I know) the consumer can't issue a charge back. (But I think they could always do a stop payment, like with personal checks.)
If they have the card, why would they use the check?In many cases, they offer a special interest rate for purchases made with the checks. (But if you read the fine print, they usually hit your with a service fee for each check. That "0% interest" for 1 year may actually cost you 4% as soon as you sign the check!)