Payment solution for network of sites located in diff countries

Non-profit with offices in diff countries

[louponne]

I'm doing a study for a non-profit that has offices in a number of countries around the world. They would like to create a network of sites, one for each national office.

Each office's site would be located at the country-specific www.non-profit-name.tld and the country-specific office would manage its own content. They would each like to be able to accept donations and membership fees.

I'm trying to find an on-line payment solution that would work in this case. Can't set up an authorize.net type solution, because the funds for a given country's site need to arrive in that national office's bank account. And can't afford to set up an authorize.net type system for each country.

Anyone have any ideas?

[Corey Bryant]

Well Authorize.net is an electronic payment gateway that is mainly used for United States merchants. You really cannot find a complete solution, but if it is non-profit, WorldPay might offer some close solutions.

-Corey

[louponne]

Thanks for the reply, Corey. I have looked into WorldPay and Paypal and despite a good deal of reading on their websites, can't determine for sure whether either of them would work in this situation (and for now they haven't answered my emailed questions - though that may be the holidays ;)

For example, I can't figure out if Paypal offers a complete API which enables them to take care of the complete transaction, while being entirely transparent to the user (as is possible with authorize.net) It sure looks like their "Website Payments Pro" solution offers this, but I'm not totally sure from their presentation.

Worldpay doesn't seem to offer such a solution.

I just learned of Google Checkout - but they say for now that it is only available to US or UK merchants, so that rules out that solution.

[Corey Bryant]

I believe Website Payments Pro is only for certain merchants (for example, it says verify your Social Security Number or Employer Identification Number).

Paypal has different versions (Products and Services). Authorize.net is only an electronic payment gateway - you still need a merchant account to completely accept credit cards on your site

-Corey

[RobJohn]

there are some payment gateways offering international solutions and I am sure they have some special pricing for non-profit organisations. (Worldpay, Ogone, Cybersource, ...)

I think you need to contact them and discuss with them about your project. I am sure they will be able to come up with a solution. And let's hope not too expensive one.

Of course, if you go for a payment gateway, you will need to find a bank-acquirer that will be able to do the pay out in every country where your non-profit organisation is established.

Another possibility is a payment collector gateway (Bibit, Global Collect, ...). They collect the money and do the pay out in the desired country, at least this is what I could understand.

Good luck with your project.

[LifeinAsia]

When comparing prices (in terms of setup and on going fees) for the various solutions, don't count out the obvious- just have all payments go through one office, which disburses individual payments to the other offices.

Depending on the amounts to be deposited and the frequency, in the end it may be cheaper than trying to maintain multiple solutions.

[louponne]

Thanks for the replies! :)

LifeinAsia, you're absolutely right to mention that as an obvious solution - but I had thought of that and in this case it won't work. It's not possible for this org to do that for accounting reasons. The donations need to arrive in each national office's coffer.

RobJohn, thanks for the suggestions - I will check them out. Up to now, I have been very unsuccessful in getting an answer from any that I contact by email (paypal, worldpay). I'm not sure if they just don't answer email queries or what.