CC Merchant Provider ( cant decide please help)

credit card merchant recommend

[sinryder]

hey guys i need some seriously help in deciding a merchant + gateway for my ecommerce website. Montly sale will be between 10k to 15k .
i have googled alot and came down to 2 companies that i think are OK. Please help me decide which one is better or if you have had experince with these companies please share your openion.

BOA merchant services & ECHO MERCHANTS

well thats about it, your help is grealty apprecaited

thankyou

[edited by: lorax at 12:45 pm (utc) on Aug. 30, 2007]
[edit reason] removed specifics [/edit]

[Realbrisk]

You should make sure that this rates are for Card not present/Moto merchants

[sinryder]

hey buddy, which of the 2 companies are you talking about. i have confirmed the rates and both are for the ecommerce store. Which one you think is better between these 2

just need other persons openion.

thank

[Realbrisk]

Non specific

Just 1.85% is to good to be true on an cnp transaction

[sinryder]

1.85% is for the check debit card transaction ( like money is going from your checking account) i have confirmed this several times and it is like that. But what i am thinking is how many ppl actully use ther debit visa cards to purchase online? also if we compare the 2 companies which one is better?

[bwnbwn]

sinryder
I assume you have checked and the shopping cart you will be using is able to use the card processor you are looking at?

[sinryder]

i will be using oscommerce and both comanies are compatiable.
so which one of the 2 you think is better?

[bwnbwn]

I really can't give you an answer on that I use cardservice. What I would do is search for problem terms with the two companies mainly downtime and see who has some bad reports in the forums.

If you really can't find any I am sure you can find some merchants using their gateway and contact them.

I can tell ya on cardservice I have had an account with them for 5 years now and their down time has been maybe 3-5 hours during that time.

So to really make your mind up ask someone using their gateway that will be the best way to find the answer you are searching for.

[Corey Bryant]

Also look at the non-qualified rates and any other charges.

Make sure the gateway is only a monthly fee and they don't charge you any transaction fee either

-Corey

[topguy29]

We chose First Data as well and have been very happy with them. LoudCommerce is a reseller and that is who we went through. They gave us a good rate we felt and have lowered our rates after some time processing with the company