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Forum Moderators: buckworks
joined:Dec 10, 2005
I love the people who think it unsafe to enter card details but entrust a cheque with all their bank details and a copy of their signature to the post.
I believe that those numbers have more to do with placement of the payment option more than anything. I think if we were to move Google to the second payment option and PayPal in the third spot that Google would have more transactions than PayPal.
In fact, entering credit card details at this point does not commit you to the order at all - it is simply required to create your Google account, but the customer does not know this and Google does not make it clear at all.
It does say "You can still make changes to your order on the next page.", but it's right down at the bottom in light gray text, and very few users will ever see it.
Other than that, I've found it great to work with!
Credit Cards: 65%
Google Checkout: 5-10%
Amazon Payments: < 1%
Google Checkout can now be used worldwide, but the transaction must be completed in your currency (US Dollars for example), not the customers currency. For this reason, we haven't been in a big hurry to offer it internationally.
My brother-in-law had a merchant account with Bank of America. He had some problems with his merchant account and BofA actually closed his checking account as well.
I would recommend using a company that specializes in credit card processing and not use Bank of America for credit card processing