Multiple Sites, 1 Merchant Account?

Is this possible?

[Adzzzz]

I am currently setting up 2 ecommerce sites selling different products, is it possible to link both carts to my one merchant account?

I was going to link one cart to my merchant account directly then process transactions for the second site manually through the virtual terminal that comes with my merchant account, however this is not looking like an option anymore, my payment gateway is: ProTx

I will be informing all customers which name will appear on their bank statements etc. thats not a problem.

Also will welcome recommendations for shopping carts which can help with this.

Any help on this would be much appreciated!

[edited by: Adzzzz at 8:21 am (utc) on July 20, 2007]

[justgowithit]

The merchant service agreement that you signed forbids this practice. Each site is considered it's own entity and requires it's own account.

[Adzzzz]

Thanks for your response, but could i do it anyway? could i get away with it?

[Corey Bryant]

It is possible but it could be problematic. Also, if one of the items you are selling is not the same NAICS, you really should consider another merchant account.

Usually you give the processor what website you will be selling from and they approve it. The gateway (protx) is integrated into your website

-Corey

[justgowithit]

could i get away with it

Sure, you could do it anyway. You should just keep in mind that regulations exist for a reason and circumventing them is not always the best idea unless you have an intimate understanding of why they exist in the first place.

The gateway in this case is really inconsequential. The issue is that you're bound to cause confusion for your customers resulting in an increased chargeback ratio for yourself and subsequently processor scrutiny.

I've set up many accounts where this has happened and I've seen every trick in the book to try and circumvent the regulations.

Aside from sites with very similar or identical DBA names selling the same product I have yet to see any of these methods yield a successful result.