Credit Card Fraud

Do you have any stories to share?

[pageoneresults]

First time in my 4* years of breathing air on this planet! They got my business account for a fairly large chunk before the bank stopped all charges.

How did I know? Well, you know those emails that we all get from various banks asking us to login and update our details? Well, I got one from my bank that was titled unauthorized account access. It caught my attention so I looked. :(

I have to wonder if a recent online purchase was the culprit? I sent them (the company I bought from recently) an email explaining what was happening as an FYI just in case they have a breech on their end.

How are you handling your online purchases for business? Personal?

P.S. I've been making online purchases since the mid 90s. This is the first time I've encountered issues such as this.

[Essex_boy]

I got got caught for £750 on my VISA card around 2 years ago, or would have done if Barclaycard hadnt rung me immediatly to confirm the transaction.

I then ran anti viral software package against my pc and found aroun 8 trojans, I guess I should run it more often.

Also I never ever use a debt card on line as I have no come back if its used in a fraud.

[pageoneresults]

Also I never ever use a debt card on line as I have no come back if its used in a fraud.

Really? My bank is covering all bogus transactions with no questions asked. I thought those Debit cards functioned just like credit cards?

I haven't used a credit card in almost six years. Pats self on back, for now.

[jsinger]

pageoneresults:

Are you saying you made an online purchase and that seller or someone connected with him misused your info?

Or are you saying that you fell for a phishing email that appeared to come from your bank?

[pageoneresults]

Neither. The notification from the bank was real. Can you believe this was really the first one I really looked at. I typically hover over the links to see what the URI references are. In this case it was my bank. I logged in and checked my alerts and there it was.

When I asked the question on how are you handling online purchases, I was wondering if you utilize a completely different number for online purchases. Its a real pain in the arse for me now to have to update various accounts that utilize that debit card number for recurring payments.

[jsinger]

Bit OT: I would never want my bank to communicate with me by email. I would be infuriated if they did given all the look-alike pfishing. My banks and brokers have my home and business phone numbers where I can be reached easily within minutes almost always.

Yeah, I can tell pfishing from real email, but what if I dropped dead? Wife/kids/lawyers and accountants probably wouldn't be so adept.

I've drummed into the family and employees that ANY communication by email about confidential info is a scam.

[ispy]

Why would it have to be an online purchase as the culprit?

It could have been anybody assuming you use the card frequently at various venues other then online. The card number is there for all to copy, thankfully at least in our state they stopped printing it on receipts.

[steve]

I thought those Debit cards functioned just like credit cards?

Not in the UK, always use your credit card!

Visa protects its debit card users in a similar way to its credit card customers.

However, AFAIK no other UK issuer does this. They will not take responsibility, or pay any compensation for fraudulent transactions made on debit cards.