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The process is easy - no sitting in traffic, and waiting in line at the bank.
But $40 each time is really adding up. My bank said this is a non-negotiable fee.
-> Any ideas if there is a bank with more reasonable wire transfer fees? ... that lets me do it online.
For added security- they have a key fob that generates a unique security code that you need to enter in order to transfer money.
I haven't had any complaints from the people receiving the money. As far as I know, they are getting the full amount, or close to it.
Maybe $40 / wire transfer is not a big deal.