Carders vs police

how to send carders data to police

[Tsuren]

I run several websites in jewelry related business mainly. I've been meeting several attempts on credit card fraud a week. Sometimes I can figure out who the scammer is. E.g. several days ago a maid tried to use her employee card. I called in local police but they were not enthusiastic.
Could you advice me whome to call?

[edited by: Tsuren at 3:13 am (utc) on Jan. 8, 2007]

[oldpro]

The cardholder maybe?

[piatkow]

The card company's security department is probably your best bet.

With the lack of boundaries on the net it is too easy for a confused plod to claim that it is somebody elses problem.

[Corey Bryant]

You can also try your own processor. They usually have a department for this as well.

-Corey

[Tsuren]

Really I've tried.
Cardholders are very thankful but they do nothing. Some of them cancell the credit card. That's it.
Card company, I mean bank-issuer, do the same. They don;t want to waste time for police.
My processor declined to do anything.

Actually I'm a witness of crimes. I believe that I have to report them to FBI or police. I called to local police every time. They send a man to us, I give him papers and explanation... that's it. In a week I meet the same scammer trying to rip of another my site. Local police cannot take action in other states. I understand that. But someone has to deal with it! Who?

[edited by: Tsuren at 10:46 pm (utc) on Jan. 8, 2007]

[oldpro]

But someone has to deal with it! Who?

We do. The reason nobody cares is because ultimately the merchant pays.

[Tsuren]

oldpro, yeah, you are right. Anyway, sometimes I watch TV and it says "officials arrested bla-blah-blah internet blah-blah". Therefore the way exists. I just don't know where it is.

[Corey Bryant]

If it is MasterCard, they have a program called Operation Stop Identity Theft (Operation Stop IT) that has aided law enforcement officials.

-Corey

[jsinger]

But someone has to deal with it! Who?

It's clearly possible for MOST online retailers to reduce online fraud risk to near zero. (maybe not jewelry, tho) Every metric indicates online fraud losses are steadily declining. Our own losses are less online than in our stores.

So who is dealing with it? Certainly not the police. Retailers themselves have made adjustments by screening orders better. And a very few business models have disappeared due to fraud that was utterly predictable from the outset. There's no God-given right to sell Rolexes online worldwide and expect "someone" else to deal the inevitable losses.

There are sites selling Rolexes, but the last time I looked, they were all being paid by wire transfer not creditcards.

[ispy]

The Internet Fraud Complaint Center run by the FBI and the White Collar Crime Center.

[vincevincevince]

The problem with local police (in the UK, don't know about the US) is that they don't seem to have a sufficient degree of specialist knowledge. Your experience does not surprise me at all.

The worst thing is that there is no online reporting system, despite the police forces all having posh websites. Why can't we fill in the crime report forms and give statements online? I don't particularly enjoy spending half the day sitting at a police station and using police time just to fill in forms.

[Rugles]

Just ignore it,

Years ago I would try and be the good guy and "drop a dime" on the fraudsters. I found out that nobody seems to care, as evidenced by the endless hours on hold.

So if you do not value your time, go ahead and report it. It will be a thankless task.