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Payment gateway recommendations

         

yoyokidd

9:23 am on Dec 9, 2004 (gmt 0)

10+ Year Member



I am currently using goemerchant for my payment gateway. I am not happy with them because their customer and technical support are pure and it they do not provide 24/7 support.

I am looking for recommendations on other gateways that are good and have great customer support. The main thing is that I do not want to pay a transaction fee to my gateway provider. I rahter pay a flat monthly fee like I do for goemerchant.

Thanks in advance for your recommendations.

Habtom

9:35 am on Dec 9, 2004 (gmt 0)

WebmasterWorld Senior Member 10+ Year Member



Hello,

This might not be the kind of reply you were expecting but I would like you to know this.

There are a significant number of unhappy Payment Processor customers. They all talk about what happened to them in the Processor they are using. As per me, I understand 2checkout is a well established company being my first choice but sorry to tell you it has got POOR customer support.

I am not very sure for which one is the best in all their service. I am sure chaps here will share their views.

Habtom

Corey Bryant

1:43 pm on Dec 9, 2004 (gmt 0)

WebmasterWorld Senior Member 10+ Year Member



Most gateways need to charge a per transaction to help stay in business. And actually Netbilling charge a per transaction fee as well as a percentage. Authorizenet.com charges about $.10 per transaction. Verisign is usually more expanesive per month, but it does give you 1,000 free transactions. LinkPoint when bundled with a CSI merchant account, does not have any extra transaction costs, only a monthly cost

-Corey

justgowithit

3:36 pm on Dec 9, 2004 (gmt 0)

10+ Year Member



An opinion from an unbiased (cough) poster….

Authorize.net is a very solid gateway that enjoys a huge market share because of their cross-processor compatibility. They WILL ONLY charge a per transaction fee to merchants who exceed 250 transaction per month. That fee, usually $.05 will apply to the 251st transaction and up. Great gateway, good functionality, and they can truly boast a 99% uptime.

CSI (CardService International) utilized the LinkPoint Gateway that has come a long way since its younger years of unscheduled “maintenance windows” and customer “drops”. Now that CSI has been acquired by First Data the LinkPoint gateway will probably enjoy some needed attention. Also a solid gateway, but its proprietary platform may be limiting if you ever need to switch processors. FYI: Auth.net is compatible with the CSI/First Data platform allowing you to use either of those processors and whichever gateway you prefer. All-in-all LinkPoint is a good platform when put up against the rest of the pack – again, I just prefer to avoid proprietary stuff that can come back to bite you if you.

Verisign….
Is there even a question? Verisign offers a great product, but for some reason they think they can charge an arm and a leg. If your site demands high-performance, uber security, and customization then Verisign is your bag. I’d say Verisign is not a new-site gateway service due to the cost restrictions. I’d like to see them come out with a “new-enterprise” package for newer/smaller sites since they do have a great service.

Alas, there are tons of gateways but the above three command most of the market share.

Corey Bryant

4:58 pm on Dec 9, 2004 (gmt 0)

WebmasterWorld Senior Member 10+ Year Member



Actually Authorizenet.com has been down about seven times in the past year alone. While LinkPoint had some latency issues, they added new servers to fix that. The last downltime that transaction processing was affected was about 3 years ago in January. I do not see how they can boast 99% uptime with that downtime.

First Data has its own problems every so often with their platform - which yes, authorizenet.com and LinkPoint uses. But when those problems happened - who do you think they called first & then let their customers (authorizenet.com, etc) fix it on their own?

Have not ran ito a reseller that is able to give away 250 transactions, but there might be a few. charge.com one of the larger reseller for CSI is able to give away a few things because of what they sell. So that might be the case as well with authorizenet.com

As far as the proprietary - they are trying to work on that but it does help thwart the DDOS attacks that do plague authorizenet.com. They are trying to work on that but since the adoption of the problem child (surepay) that seems to be coming first to get all the merchants off that gateway.

-Corey

justgowithit

5:15 pm on Dec 9, 2004 (gmt 0)

10+ Year Member



Actually Authorizenet.com has been down about seven times in the past year alone.

Fair enough, Auth.net is susceptible to DDOS attacks that can bring them down. Even with that, yes, they can boast a 99% uptime as most outages are corrected quickly. DDOS is a problem that no gateway is immune to - and a problem that will plague LinkPoint all the same as they move toward a cross-processor compatible platform.

The last downtime that transaction processing was affected was about 3 years ago in January

The site I used to have with LinkPoint about a year ago must have been on one of their servers that was not included in this figure.

Have not ran into a reseller that is able to give away 250 transactions

There are tons of them.

sun818

5:26 pm on Dec 9, 2004 (gmt 0)

WebmasterWorld Senior Member 10+ Year Member Top Contributors Of The Month



> I do not want to pay a transaction fee to my gateway provider.

You might also looking into having the rep for your merchant account reduce their transaction fee by $0.10 USD. They agreed when I found out AuthorizeNet.com charged $0.10 per transaction.