I want to transfer the domain to another registrar and I am shocked that there is no such thing as 'domain transfer' for .ws!
What am I going to do now?
However, if the domain name expires in July, you've got the time to apply for another credit card and receive it in time for the renewal. The banks give them out like toffees these days ;)
Is that because of your ISP connection? If so, I don't know where you live but there are dial-up services all over that are incredibly low priced and you could sign up to give it a try. If I needed a second I'd go with what Netscape has now here in the US.