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Also, remember to keep a recent tape backup offsite.
If you just stop the service and copy the files across I have had maybe 80% success rate in re-attaching the files from a straight file copy. Normal MSSQL backup is compressed etc.
Also this way you could schedule a reindex and other tasks at the same time as required.
You should also backup the Master database as well really.
This is how I have it set up, and then I run a scheduled task from a backup server to copy the backup off that server, and then upload it to a remote location.