Accepting Credit Cards

[Froggyman]

Anybody have any recommendations for a third party credit card merchant that charges on a commission of the sale? I'm interested in using such a service to sell ad space to corporate sponsors. Please don't mention PayPal, I'm looking something a little more professional. Thanks:)

[Marcia]

Froggyman, CCNow.com only handles tangible products, but if you dig around on their site they have a list of alternate resources that also handle services. Another alternative is www.propay.com

[scott]

iBill.com is one option. clickbank.com is another. I've requested literature from both over 2 weeks ago and have not heard back yet. Neither one post their fees/comission or whatever on their site, so you have to ask for it.

I do know that you can be prepared to pay a higher comission for intangibles like software, etc. because of the high occurances of chargebacks. As opposed to CCNow which only deals with seling of goods, whose comission is 9% per transaction.

[Froggyman]

Thanks for the suggestions. I went with ProPay:)

[nym_fan]

Froggyman: I was curious, how is Propay doing for you? Do your customers like it? I was thinking of using it on one of my client's sites, and just curious what Propay is really like

[Napoleon]

It's not the same requirement... but similar.

I want to accept credit card payment on a couple of my sites. Can anyone recommend the easiest, quickest way to get this going?

I don't want a Paypal/Propay type arrangement where the user overtly has to go elsewhere to set him/herself up... just a clean 'enter your card details here' interface (I would think on the host site but via my tracking code... or whatever the technology actually is).

I don't mind the % on the transactions being a little over the odds, but I want it to be easy and quick (I just can't stand hassle and want to get on with my stuff). Oh yes, I don't want to pay anyone a stack up front.

My customers will be usually corporates (which is why it must look reasonably OK) who I currently service via banks drafts, etc.

Any ideas?

[Graham]

Yes, actually I have been looking for almost exactly what you are trying to find.

If anyone knows of anything like this please post.

[Froggyman]

I think that I have found the ultimate solution to our credit card problem.

Take the tour [verza.com] with verza.com [verza.com] for more info.

I am interested in what others think of the service.

[Justin]

If you're looking to open a merchant account, charge.com seems to have the lowest rates I've seen (and I've been searching around for a while). I can't speak about how well it actually works, since I am still setting it up myself. But basically, for $25 a month and $195 for Virtual Terminal, you can process Visa, Mastercard, American Express (separate application but free). Further, they set you up with check processing (lower % than credit cards). The plus about that for me, is that instead of hassling clients to send a check in each month, I can just bill them monthly and deduct the money straight out of their checking account; so they don't have to be bothered.
Regards,
Justin

[Graham]

Thanks, but I don't don't think Verza is what we are looking for. We don't offer set prices for our website design. It all depends on the project size. So those buttons wouldn't work out.

[drbill]

Hi Graham.

Try CCbill.com they are good and I think you can even get for instance a pulldown menu that will allow the user to pick the amount they want to spend. Call them they are very helpful.

On to a few other things. Ibill.com has been up and down for 3 weeks. Sometimes you get the CC page and sometimes not.

Verez..... I never liked them as they did too much on their servers and alot of people hate to go and make a purchase from another site and never be able to get back to the site they bought from.... Very hard to do with verez.

Paypal.... We are not friends at all. they want too much info. want to spend over $500 in a month and they want your lifes history. I called them about this and they tell me that it is to stop fraud. I say get a scrubing script.

Well this is my 2 cents...

"May all your clicks be sales"

[Marcia]

The one that really operates the most smoothly, with one-step purchasing, is www.ccnow.com They've had a reputation for reliability, and one convenient factor is they are technically the vendor to the consumer, acting as intermediary, and since they're a Delaware Corporation, there is no sales tax involved. They're 9% and people can just purchase, no need to sign up with anything.

[knighty]

What about worldpay.com? They have different options of use and seem a lot better than ccnow.com etc.

Has anyone used / heard of them??

[NFFC]

>What about worldpay.com?

Used them a few times and had no real problems. Cheap and quick set-up, reasonable support.

[sun818]

Hello. I accept Visa/MC mostly to accept payment from my web store and online auctions. I use mal's free eCommerce shopping cart (mals-e.com) and ProPay. In the last year, ProPay on average cost me 5% of my totals, while CCNow would have cost 9% and Verza, 10%. I like ProPay because they will display your e-mail on the buyer's credit card bill unlike CCNow or Verza.

ProPay will also implement a "Buy Now" feature which will give it the cart features that it currently lacks. Last I heard, $5/month for 100 items, but first 10 free.

If you want to see Mal's cart in action, please go to my web-site (see profile) and take a look!

Best regards,
Sun W.

[Napoleon]

Still looking... I've looked at:

a) PayPal... totally useless for cutomers outside USA, who have to complete a
massive 'joining' form before paying.

b) CCnow.... don't allow software to be sold (via download and activation key)!

c) ProPay... USA only

d) Worldpay... want hundreds of pounds up front.

This is all very disappointing, and I'm getting sick of searching and reading small print.

It's not that I'm too
worried about the commission rate (I can live with up to 10%!) but I want it
EASY and QUICK to set up and use.... and I want to use it to sell software... internationally.

Why is this so hard?

Any more ideas?

[jimbo_mac]

EASY and QUICK to set up and use.... and I want to use it to sell software... internationally.

I came across esellerate the other day.

- no startup fees, no monthly fees.
- monthly payments
- starting from 10%

Anyone else using them?

[physics]

>Thanks, but I don't don't think Verza is what we are looking for. We don't offer set prices for our website design. It all depends on the project size. So those buttons wouldn't work out.

Why not make a payment page for each new project and just put a new button on there with the price of that project on it? Then the prospect can just head to that page and click the button when you ask them to (hopefully ;))

[interworld]

WorldPay only charge 145 pounds per year plus 4.5% per credit card transaction. This is about the cheapest and easiest system to use. From a webmasters point of view however, we do find it difficult to get information from them when setting up a site.

[Marcia]

Napoleon, for selling software internationally, try Kagi. I know them from graphic artists sites, but they started with downloadable software. Not cheap, but they're equipped, and there aren't any currency conversion issues.

[kagi.com...]

[Nakruru]

try acenet-enterprises.net they have a deal with kagi and the interface plugs into your website so it looks like u have your own merchant account.
Im using them for my site. (Oh and both types of stuff can be sold, tangible and intangible).

[Napoleon]

Thanks guys and gals... I'll take a look at these.

[physics]

Anyone heard of "Advanced Merchant Services" which is promoted by Americart (advancedmerchant.com)? I'm wondering how their fees/service compare with others. Anyone who uses Americart have recommendations on how I should get a merchant account and a payment gateway (or anyone else for that matter). I've searched the site here but haven't found quite what I'm looking for. The best thing would be some glowing recommendations and/or some accounts of negative experiences, etc (and some relative prices...).

Thanks!