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Perhaps the simplest path is to grow your business up to the point where you require a partner/apprentice/employee
I have a client who needs more assurance that my business is backed up in such situations as me being ill, being hit by a bus or if I am out of the country for x days.
I had plenty of customers, many on one virtual server and then I fell ill.
Good example of why you should host them on a managed server so someone just has to make a phone call on your behalf to get it fixed in the event you're out of commission.
The solution is to NOT be a one man business any more.
I'm hoping that some day I can just write a shell script and cron to do my job.