Hi and thank you for reading my post.
So I decided to install joomla using wget this time, so here is what I did:
1. logged in via ssh.
2. found the right folder for joomla to be installed in (/home/example/public_html/joomla)
3. used Wget ----download path----
4. used unzip ----filename----
5. I then went to the browser to install joomla example.com/joomla.
but now I am getting a 500 error, there are no htaccess files in the folder and every time I try to chage chmod via ftp I get an error saying I dont have access. The rest of the site works, it's only that directory.