Forum Moderators: not2easy
create the document,
add the texture.
create a layer on top of the layer with the texture.
fill the new layer with the color you want the texture to be, keep the layer active.
in the layers palette, choose the overlay blending mode.
adjust the opacity of the color layer from the layers palette.
merge the texture and color layers.
adjust the opacity of the colored texture from the layers palette.
do a search in your favorite search engine for:
photoshop, torn paper
there are lots of tutorials for torn edges, pick the one that best suits your needs and apply it tou your transparent paper.
there are brushes that you can use that have a paintbrush effect--not sure what you final product is supposed to look like though.